by chris | Sep 3, 2021 | Knowledge, Mortgages
What to consider when remortgaging If you are looking to remortgage then there are a variety of things to consider. It may be that you are simply looking for a ‘pound for pound’ remortgage option i.e. just swapping your current rate for a new one and not looking to...
by chris | Sep 3, 2021 | Knowledge, Mortgages
If you are looking at a step up from the traditional Buy to Let where the property is let on a single, standard assured short-term tenancy then you may wish to look at Homes of Multiple Occupancy (HMO’s) and Multi-Unit Blocks. So what is the difference? Houses of...
by chris | Sep 1, 2021 | Knowledge, Mortgages
The UK housing market has been on the rise since the early 2000s and many people have looked at property as an opportunity to invest their hard-earned cash to provide a stable investment platform with the potential to realise returns from both the rental income, as...
by chris | Jul 20, 2021 | Knowledge, Mortgages
How do these mortgages work? A Joint Borrower Sole Proprietor mortgage is commonly used to help improve the amount that can be borrowed as it can include other income (generally from a family member that won’t be living in the property) to increase the amount that can...
by chris | Jul 20, 2021 | Knowledge, Mortgages
This is an extremely common question and is usually the first thing that we are asked as brokers. Why is mortgage affordability so important? Well, once you know how much you can borrow plus your deposit this is the key to unlocking your property search and...
by chris | Aug 17, 2020 | Knowledge
It is an exciting time when considering purchasing your first property, irrespective of how old you are or what you can afford to buy. It is also a daunting prospect becoming the owner of your own home but once you are through the front door it is one of the most...
by chris | Aug 17, 2020 | Knowledge
The myth that mortgages are hard to come by for those who are self-employed consistently raises its head. The key difference between those who are self-employed and those who are in an employed position is that the self-employed candidate has to be able to evidence a...
by chris | Aug 17, 2020 | Knowledge
The difference between Fixed Rate Mortgages and Variable Rate Mortgages is that a Fixed Rate Mortgage will have a rate that will not change for the period that it is initially fixed for and a variable rate mortgage has the potential to increase OR decrease over the...
