Mortgage lending criteria is constantly changing and it may have been some time since you last reviewed your mortgage options. Therefore it’s important to take advice before getting serious about your move.
Our aim at The Mortgage Branch is to ensure that you know all the options available to you so you know you are ready to proceed with your new purchase once you receive an offer on your own property, or retain your current property as an investment.
What are your options?
- Transferring (‘port’) your current mortgage deal to your new property if the mortgage levels don’t need to change
- Transfer your current mortgage and ‘top-up’ an additional amount if required on a new rate.
- Take out a brand new rate with your current lender, assuming that you are in the time period where you will not be charged an Early Repayment Charge by your current lender.
- Find a brand new mortgage deal with a new lender if it makes financial sense, or your current lender won’t provide the mortgage/amount that you need
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We’ll support you with round-the-clock service, right through to completion.
