Independent & personal service
98% SUCCESS rate
Access to 1,000+ MORTGAGES
5 star reviews
  • Independent & personal service
  • 98% SUCCESS rate
  • Access to 1,000+ MORTGAGES
  • 5 star reviews

Remortgage

Finding you the best remortgage deals, for a stress-free switch.

Your existing mortgage rate may shortly be coming to an end, and even if your monthly payments have reduced, it is still a good idea to review your mortgage to ensure your current deal still meets your needs and requirements.

Alternatively, if you have been in your home for a number of years and seen a rise in the value of your property, you may wish to raise some additional borrowing to release equity from your property at the point of re-mortgaging for any home improvements, large purchases like a car, consolidate debts, a holiday of a lifetime, deposits for children… so well worth getting the right mortgage deal to support all of your plans.

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What is re-mortgaging?

Remortgaging is where you take out a new mortgage with a new lender on a property you already own and have a mortgage on. The new mortgage takes the place of the mortgage you originally had on the property.

What else should we be considering when we remortgage?

During the time when you arranged your current mortgage deal to considering your remortgage options, there may have been significant changes in your life such as:

  • The birth of any children/children leaving home
  • New jobs, increased/decreased income
  • Married/Divorced
  • Savings increased/inheritance received

Based on any of the above changes then reviewing your mortgage is very important as it may be that you have an abundance of options and likewise your options may have been reduced. It may be that you can consider increasing your payments or extending your term, and it may be that you can reduce your mortgage considerably. Our advisors will be able to review your entire personal situation and advise you accordingly.

It is also recommended to review your life insurance policy at the time of remortgaging as if any changes to your mortgage are made, as well as changes to your life such as children being born, then the current insurance provision may not be right, and or you may need to increase your insurance provision to ensure peace of mind.

98%

Success
rate

We’ll support you with round-the-clock service, right through to completion.

Latest Mortage Deals

We’ve picked out some of today’s best mortgage rates to give you an idea which lenders and interest rates could be available to you.

Mortgage Calculator

How much can I borrow?

What is your annual salary?

What is your partner's salary? (If applicable)

Estimated property price

What is your deposit amount?

You could borrow up to:

£
Loan to value (LTV):

Including your deposit, you could afford a house price up to:

To discuss your options, call us today on 01242 696235 or

Request a call back

When you put down roots,
so do we.

Working with our long-standing charity partner, Gloucestershire Wildlife Trust, we pledge to plant a tree in your name when your mortgage completes.

423

Trees planted

in the last 12 months

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To discover your options, call us today on 01242 696 235 or email hello@themortgagebranch.com