Independent & personal service
98% SUCCESS rate
Access to 1,000+ MORTGAGES
5 star reviews
  • Independent & personal service
  • 98% SUCCESS rate
  • Access to 1,000+ MORTGAGES
  • 5 star reviews

Second Home Mortgages

Skip the dead ends, and find the best mortgage deal for your second home.

Second home mortgages are effectively a standard residential mortgage, at the same rates and on the same terms as you would get for your main residential mortgage.

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The key to being able to be granted a second mortgage is again based on standard residential borrowing requirements in that the property needs to be used solely for your family and not be used for any business or investment purposes.

In the main, you need to be able to evidence that you can afford a second residential mortgage and all current borrowing and commitments will be factored into any mortgage application. Your finances will be scrutinised as well as the reason for obtaining a second residential mortgage so it is important to seek good quality advise from a fully qualified mortgage broker.

Why would you be looking at a second home?

There are various reasons why someone would look to purchase a second home.

  • They may be looking to purchase a property for a close relative to live in
  • They may be looking for a holiday home that their family can use
  • They may be separation or divorce involved and need an additional property
  • They may need a bolt hole for work purposes e.g. main home in the country but work in London during the week.
98%

Success
rate

We’ll support you with round-the-clock service, right through to completion.

Latest Mortage Deals

We’ve picked out some of today’s best mortgage rates to give you an idea which lenders and interest rates could be available to you.

Mortgage Calculator

How much can I borrow?

What is your annual salary?

What is your partner's salary? (If applicable)

Estimated property price

What is your deposit amount?

You could borrow up to:

£
Loan to value (LTV):

Including your deposit, you could afford a house price up to:

To discuss your options, call us today on 01242 696235 or

Request a call back

When you put down roots,
so do we.

Working with our long-standing charity partner, Gloucestershire Wildlife Trust, we pledge to plant a tree in your name when your mortgage completes.

423

Trees planted

in the last 12 months

glos-wildlife-trust

To discover your options, call us today on 01242 696 235 or email hello@themortgagebranch.com