Ensuring that your family can cope financially when a loved one dies.

Providing for your loved ones is so important.

From making sure there’s a roof over their head, to fun activities and trips away. But could they still afford to do these things if the worst happened to you?

Life Insurance could help, we can’t replace the love you give but it could help during a difficult time. Taking out a policy today could financially protect your loved ones when they need it most.

After all, life insurance is not for you. It’s for the family you leave behind.

For insurance business we offer products from a choice of insurers.

How does life insurance work:

Life insurance pays out a lump sum if you die or are diagnosed with a terminal illness where life expectancy is less than 12 months. You choose the amount of coverage that you put in place, normally an amount that will cover your mortgage, and how long you need the cover to last for.

There are various options available depending on your personal circumstances and budget:

  • Decreasing Term Cover – A policy that will normally decrease in line with your mortgage amount so that there is always enough to pay off your mortgage (Assuming you don’t increase your mortgage, change the term or, change your insurance policy)
  • Level Term Cover – A policy where the amount is taken out at the beginning of the term that will pay out the agreed amount at any point during the term that you hold the insurance policy for.
  • Family Protection – A policy that will pay an agreed amount of income each year for a specific period. For example, you take a policy out to pay £24,000 per year after your death for a specific period of time. If you take the policy out for 18 years, as an example, and die after 8 years of the policy running then the insurer will pay your family £24,000/year for the remaining 10 years left on your policy.

We work for our customers around the clock, and pride ourselves on never leaving you waiting for an answer.

See how we’ve helped others