LIFE INSURANCE
Ensuring that your family can cope financially when a loved one dies.
Providing for your loved ones is so important.
From making sure there’s a roof over their head, to fun activities and trips away. But could they still afford to do these things if the worst happened to you?
Life Insurance could help, we can’t replace the love you give but it could help during a difficult time. Taking out a policy today could financially protect your loved ones when they need it most.
After all, life insurance is not for you. It’s for the family you leave behind.
For insurance business we offer products from a choice of insurers.
How does life insurance work:
Life insurance pays out a lump sum if you die or are diagnosed with a terminal illness where life expectancy is less than 12 months. You choose the amount of coverage that you put in place, normally an amount that will cover your mortgage, and how long you need the cover to last for.
There are various options available depending on your personal circumstances and budget:
- Decreasing Term Cover – A policy that will normally decrease in line with your mortgage amount so that there is always enough to pay off your mortgage (Assuming you don’t increase your mortgage, change the term or, change your insurance policy)
- Level Term Cover – A policy where the amount is taken out at the beginning of the term that will pay out the agreed amount at any point during the term that you hold the insurance policy for.
- Family Protection – A policy that will pay an agreed amount of income each year for a specific period. For example, you take a policy out to pay £24,000 per year after your death for a specific period of time. If you take the policy out for 18 years, as an example, and die after 8 years of the policy running then the insurer will pay your family £24,000/year for the remaining 10 years left on your policy.
We work for our customers around the clock, and pride ourselves on never leaving you waiting for an answer.
See how we’ve helped others
David arranged both our private & rental property mortgages along with other financial matters & made the whole process as straightforward & easy as possible for us.
He was utterly professional & took us step by step through each process taking a huge amount of the stress away from us.
We couldn’t recommend The Mortgage Branch highly enough we are so glad we found you!
Thank you so much!
Alex Carpenter
Miles and the team are incredibly professional and I absolutely love the fact that they plant a tree for every mortgage!
Thank you so much!
Lauren Gilberthorpe
I would recommend The Mortgage Branch to anyone looking to arrange a mortgage, however difficult the circumstances might be.
Thank you so much.
Samantha Scott-White
Highly recommended, very happy customers!
Alex Kulakevich
4 months ago I was stressed out and deflated, now because of The Mortgage Branch they've made us excited again!
Thank you, thank you, thank you!
Jess Lee
My partner and I were looking to buy a new house and we were looking for the right deal that we could get during these uncertain times, were so glad that we contacted The Mortgage branch, Cheltenham who helped us get a great deal!
We dealt with both David and James who both couldn't do enough for us!!
A* for customer service and done with a smile!
Curtis Russell
Excellent service throughout the whole re-mortgage process. I could not have asked for more.
Great to see that the service exceeds expectations!
David Jones
Friendly and very professional. This is just the best place for anyone who needs a mortgage.
A big thank you!
Nuno Pinto
Miles and his team at the mortgage branch are excellent.
They dealt with a re-mortgage for us super efficiently with no drama whatsoever.
A massive thumbs up from us, highly recommend
Adam Lagos
Excellent and very efficient service from Jake, no query too small.
Always available and always more than happy to help.
Highly recommended.
Gary Parrish
David was fundamental in my house purchase.
He went above and beyond what was expected of him. My case was particularly complex however David constantly sought out solutions and contacted other parties when necessary.
Aside from making the process really easy for me, he also found me great products. He is reliable, consistent and we found him very trustworthy.
I highly recommend David.
Az Yi
David did a fantastic job with my Mortgage application.
Being my first mortgage, he was patient and understanding with all my questions, and he even liaised with my accountants directly.
Would recommend!
Emily Chung
Miles and the team at The Mortgage Branch were fantastic, and couldn't have been more helpful through the process.
Thanks!
Jamie Walters
The Mortgage Branch could not have been more professional, helpful and generally pleasant.
Great knowledge and felt very confident and assured throughout.
I am now a homeowner - so thank you very much indeed!
Daniel Davies
An absolutely superb and superior personal service taking the stress and pressure out of the house buying process.
Chris Barry
We've just dealt with Jake Aubertin at The Mortgage Branch and, not only was he an absolute pleasure to deal with, he was able to save us over £10k on our total mortgage repayment! No-fuss, no mess, just honest, helpful advice.
I cannot recommend enough.
Jonny Carr
Having recently re-mortgaged residential and BTL properties through the Mortgage Branch it’s refreshing to find a team who deliver what they promise.
The client really does come first and Miles has worked tirelessly to find the right deals for me which is why I have happily recommended him to a couple of business partners who have also received the same high level of service.
It doesn’t matter how simple or complex the requirement is, Miles and David have the expertise, commitment and customer focus to find the very right deal.
This is such a painless process when you have a professional onboard and I would have no hesitation in recommending them again.
Dave Surgenor