Below are some useful tips and insights from the directors of The Mortgage Branch, acknowledged industry experts and trusted advisors, which will hopefully trigger some thoughts or ideas. 
 
We would love to hear your views…! 

Posts tagged “Remortgage”

By David Knight, Director of The Mortgage Branch 
 
Firstly, I’ll start off by saying that, based on industry statistics, there are a huge number of mortgages on what is called the Standard Variable Rate. 
 
This is possibly the highest rate that the lender has, and will be higher than products that they will offer to both new borrowers and to existing borrowers wishing to stay with the lender. 
 
There are also a huge number of borrowers that simply remain with the same lender and take out what is called an Existing Borrower deal. Simple, but not necessarily prudent financial planning. 
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