Commercial Investment Mortgages

Examples of clients we’ve helped:

Property developer – we used the value in their main residence to raise funds to buy a run-down property that they will redevelop. Although there were some historic credit issues we were able to arrange a facility that the developer could use repeatedly to acquire further land property for development.

Landlord – new regulations regarding minimum room size for HMOs (House of Multiple Occupation) meant that new purchase for our client would need extending before being suitable for letting. We arranged funding to acquire the 3-bed semi, and then fund 100% of the refurbishment to a 5 bed HMO.

Auction finance – dilapidated and run-down properties that you would not be able to secure a traditional mortgage on are the norm at auctions – we’ve helped investors buy properties without kitchens & bathrooms, even without a roof! Most auctions also require you to complete within 28 days of the hammer falling – we’ve worked with many investors to ensure they meet this timeframe. It’s always best to talk through your options with us beforehand, and we can ensure the speediest and most cost-effective solution, enabling you to bid with confidence and move quickly when an opportunity arises

A family secure their dream property –  current house sale was dragging and they were going to lose their purchase – we were able to help them with a bridge and then move them onto a long term mortgage at a great rate.

You may have heard that bridging finance is ‘expensive’ and yes, it is when compared to a traditional mortgage, but it a fantastic tool to drive property acquisitions and refurbishments when used correctly. Those clients who use it for the first time and are initially apprehensive, more often than not then use bridging again and again.

At The Commercial Branch we’re experienced at helping you secure all types of bridging finance – get in contact today for a free initial chat to see if we can help.