What about employment sick pay?
Many employers do not pay sick pay for accident and sickness; however, everyone is entitled to government-paid Statutory Sick Pay (SSP). Unfortunately, this totals to around £86.00 per week, which doesn’t go very far. With unemployment, if you are made redundant then you will be entitled to Job Seekers Allowance (JSA), however, this is a weekly payment of £68.00. Could you survive on that?
Government Assistance?
Relying on government benefits will mean that you will need to fall back on your own savings, credit cards, or family and friends, which will quickly become problematic. By having a comprehensive Accident, Sickness and Unemployment insurance policy in place, you are covering yourself against some of the most stressful situations life can deal you and taking control of your future and finances.
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